NOTE-
This book is not fiction but a result of investigation and collaborative effort between Global Action 24/7 and the author Don Nathan.
Predictably just few weeks of release of this book online, we are receiving letters from different parts of the world, from Washington to Beijing asking, demanding and pleading for translation into various languages. This includes numerous invitations for interview, talk shows etc. We consider this an approval of the quality of the investigation. Millions have applauded and described it as a revelation of monumental proportion at just the right time. For some it seems a triumph of courage over cowardice and yet others added a funny ring - a positive version of wikileak. The bad guys rang with indignation. How could we make an exposure of an operation that had over the years managed to operate incognito…………………………………….
Now that the book and information is out, we hope that it continues to generate a lot more interest and passions around the world. It’s up to us to take the precautions contained in the book.
CAUTION #
Before you read the blog in details, we need to reiterate that everyone is vulnerable. While most of the fraud schemes you will read specifically target the Europeans and America, the chilling revelation contained in Chapter 4 pages 50 to 62 alone is worth thousand times the price of this book to Africans, - especially those in Diaspora and also professionals, politicians, military officers, business men who operate oversea accounts, or own stocks, properties and insurance abroad. The Asians, Arabs and Expatriates are also in their radar screen
The African Mafia - Global message on Fraud .
It began a few years ago, when Global Action 24/7 broached to Don Nathan an attorney and a victim turned fraud buster the idea of penetrating and investigating the African mafia, a largely unknown but highly sophisticated and secretive fraud network that span over several countries across the globe - presently operates more than 20, 000 offices in over 250 countries, and channel its money through many respected banks from United States to Dubai and Lebanon etc. before it find its ways to Africa.
We simply needed the inside vantage position to tell and reveal story, how they do their thing - believing that the more vantage point from which a complex problem is seen, the easier it becomes to solve. In order words, this would involve working from the inside and someone with the intestinal fortitude to stay the course. It was no doubt a bold and risky initiative.
First, as earlier said, the African Mafia a strangely closed operations that show an intense penchant for secrecy and control of information. The operators hardly disclose the dynamics of the scam operations publicly. Outsiders do not know what is happening inside. “Only those who are deep in the ‘inside’ get to peep behind the curtain to see the mechanics of the ‘magic’”, which in turn created a cultic following and a sort of fraternal loyalty.
Secondly, even though, compared to their Italian or Russian counterparts, they are not very violent, nor do they harbor murderous instincts like their American creed. They do not go about killing one another, for example, nor do they walk about with guns in the holster tied round their waists. ‘No black leather coats, and gloves and the slough hats’. Yet, they are nonetheless ruthless and pernicious in their own undertakings. And no one who knows this organization would underestimate its capacity to inflict pains on any one that stands on their way of making money.
However, the breakthrough came as Don Nathan gained access, won their trust and played along for five good years to sift the information you will read in this book. This is therefore a product of deep penetration of a vast, clandestine, highly creative and effective fraud network that now rob people and organizations around the world. An effort that has lasted five years comprising – interviews, conversations, observations and mingling with the gangs at a great personal risk.
It’s the story of The African mafia (referred to as guy-men)
“a brotherhood drawn together in a loose association by sinister intent. It is a world of “brawny” men addicted to vice or if you like “brazen criminals who owe everything to diabolical deeds. Who seek materialism at all cost. And whose vision, like their counterparts American, Italian and Russian, is defined by just money and prestige.
Specifically, it is a vast criminal syndicate and economic terrorists
that run the world’s most gigantic fraud operations, an
organization which steals everything — goods, services and money
from individuals and companies or their representatives, across
the globe through deception and lies. - Men and women who earn
their living through sharp practice, misrepresentation, and
manipulation. Put bluntly, it is an organization of swindlers
and thieves that constantly invents schemes to defraud people,
folks who live their lives preying the gullible, a volatile
people with rash actions. Their vision is gloom and doom. Like professionals, they are very good at what they do.
Stupendously rich, the African mafia owe their success to
dishonesty and ruthlessness and not to their business acumen.
They are as vicious as hawks and had no compassion. Their
prevailing attitude is that all business men are crooks. They
see wealth acquisition generally as one dirty business in which
the acquirer must take advantage of the acquired. In a nutshell,
they are men and women who subscribe to the notion of life being
a game of crimes for economic gains.
It is a true story from the perpetrators point of view. The conversations, interviews, observations and communications took place in different places – offices, restaurants, social events mostly used as cover for more sinister activities. In the course of investigation, we encountered several interesting characters that displayed wit, courage, intelligence and cruelty. Some were victims while others were criminals.
We have made every effort to present the experience accurately, though certain characters and events have been fictionalized for obvious reasons. We have also combined several dialogues into one conversation to facilitate the flow of the narrative. And as the world would soon find out, it was a mind boggling revelation of great proportion where, stealing, extortions, diversions and betrayals pervade.
No one had been able to explain the basic operational modes of this network in the manner it was treated here. Nor gone deeper into their methods of operation, lifestyle, structure and the reasons why they operate and expand rapidly as revealed in the Author’s conversation with Dr Joe Musa, a veteran of the scam business.
The aim of presenting this astonishing information and stories is to help people around the world protect themselves against the world’s most creative and dangerous fraudsters who seem to have the grab of ….that eludes all of us. And who maintains a high level of wit and painstaking energy. Because the victim’s worst enemy
is, ironically, himself. To guard the reader against
areas of possible fraud attacks, show him the danger signals and
how to protect himself.
Today, the world is closely connected by modern communication tools, on-line operators; internet user or surfer, regulators, privacy advocates and mobile phone users across the globe are at equally risk. The barricaded doors, high walls and other security gadgets are no hindrance to the guy men. There is just no place to hide.
After reading, you will understand their philosophy; the way
they think, scheme and hit their target. You will know the
signs. It will help you to spot the treachery behind their
moves. You would be able to differentiate devotion from
predation. If you understand these, you will be anticipatory,
creative and alert until they reveal themselves. Above all, it
will help you cut losses likely to arise in your online
activities.
The book was therefore written so that we become more cautious. To arouse us to a new level of alertness in all of us. As you will see in the Global Action 24/7 vision, our greatest source inspiration is the hope of a safer world.
.
EXTRACT FROM CHAPTER 7 The African Mafia – Global Message on Fraud
Confession of a Veteran fraudster Dr Joe Musa – We run over 20 000 offices in more than 250 countries around the world. And presently there are over 100 000 well briefed catchers or snoops deployed online to hack into emails accounts, steal information and monitor every financial move people make.************************Half Libyan and half Nigerian, aged 52 years, he was huge and brown, holds a degree in sociology and dresses heavily; gold wrist watch, designers clothes and perfumes. He drove expensive automobiles, played golf and womanizes a lot, but drank moderately. He grew up in the busy streets of Lagos, where he got used to the site of politicians and guy men swagger in the ‘bravado of their very big ego’ and some with big cars throwing money around. This was the dream he grew up with.
Earlier in his carrier, no one took notice of this shrewd and
extroverted man. When he began to make money in quick
succession, it was put down as beginners luck. As he made more
hits and acquired controlling interests in major organizations,
and resident suits in major hotels, in Europe and Africa, the
African mafias were forced to recognize him and accept that Musa
was a fairly gifted crook. It also became difficult to stop him.
His wealth has given him confidence and access to the
politicians and traditional rulers. His was the story of a local
boy who rose to become a kingpin and rich and respected by the
society. And that’s what happens all the time. Many African
prominent politicians and business men often start out as
crooks. But within a short time, they make it to the top,
transform their appearances, take to wearing expensive suits,
owning luxury homes and automobiles, supporting charities and
are respected by the African societies. Now, after years of
running scams and fleecing the unsuspecting, Musa believes it
was the only way to stay alive.”It wasn’t an easy way to make a
living - but hell, I didn’t know any other way”, he said.
As we sat down for a few hours over some bottles of beer, in an
exclusive restaurant somewhere in Central London, the early
discussions centered on the reason behind this gigantic
international fraud operation. I wanted to know why the African
guy men do what they do, swindle, cheat, deceive, blackmail and
defraud individuals, banks, businesses, governments, pension
funds and even charitable organizations across the globe. And
why he chose trade this path. His rationalization of the mafia
activities ranged from racial revenge to repatriation of money
stolen from African that was used to feed and develop other
places. This was in the early days of my investigation. I grew
bolder, as I came to know him better and tried to know more
about the mafia organization, its operational tactics, how they
were able to spread their tentacles across the globe, the
reasons for their success, it’s on line activities and other
frauds.
Musa spoke with candor about his recruitment and the reason
behind the operation. He showed defiance, savvy and cockiness.
He was bent on recruiting me into the ‘BUSINESS, scam business
and was doing a good job at that. Or so he thought. What I heard
from the meetings prepared me for what turned out to be exciting
but frightening adventure into this organization - macho
organization that comprised 90 percent men and 10 percent women
who are trusted mistresses and wives of the guy men. It became
obvious immediately to me that contrary to public perception of
the African mafia, these are largely very educated, intelligent,
versatile and confident individuals, not just mere petty thieves
the world perceives them as. If you like, a loose fraternity of
men and women with shared goals, focused and sinister intent;
acquiring wealth by foul means, who seem to have grasp of fraud
that eludes the rest of us. From our meetings, it became
obvious to me that Musa and his colleagues *************************************************************
In these meetings, Musa told me the mafia ‘business’ was an
expression of feeling of frustration and revenge by those who
felt cheated by the rest of the world - the actions taken by
desperate people to protect and feed their families, the genuine
struggle for the repatriation of funds stolen from the African
continent to feed and develop other parts of the world.
********************************but first; let us hear the full story of Musa experience with the underworld and some tips about the scam operation. Musa’s foray into the underworld.
Dr Joe MUSA’S UNDERWORLD’S EXPERIENCE – A PEEP INTO THE
WORLD OF AFRICAN MAFIA
***********************************************************Musa himself was recruited by Dr Abram Dum a veteran of the scam
business. Dr Dum an old fox, experienced trickster turned
politician who now occasionally hunts preys. There are many like
him who made some money in guy business- scam industry, and
later became prominent in their societies. Who still run scams
along their new vocation? “One day many years ago I was stuffing
job applications inside the envelopes in a business center
within my neighborhood, when Dr Dum came in with some official
letterhead papers. By then, I had been out of the University for
7years without a job. You know, living in penury, with
extraordinary pressures from my family. After a brief
introduction, Dr Dum invited me to his office and that was it”.
Musa said.
The recruitment was always indirect in the past. You were
invited by the chairman to a very luxurious office that looked
like a legitimate office. You were not told in advance the type
of work you will do.
Well, on arriving Dum’s office, you were led into the red brick
house by his PA (Personal Assistant). Right inside the office,
dozens of promising looking guys blew past you up and down the
stair, each on some urgent task or another. One took position
guarding the front door. Four others now emerged from a locked
door straight across from the chairman’s office and took up
position in the expansive marbled corridor, apparently on
surveillance. These were not Janitors or stewards. They were guy
men, rich, smart and respected.
And, there are many beautiful ‘business offices’ like this. Well
furnished high tech offices, wired up with the state- of – the
art communication gadgets - sophisticated computers with high
speed internet access connected to a bank of phones, labeled the
names of various institutions and capable of coordinating phone
calls across the world. Most of them putting up fronts or
engaging in sham transactions that enabled them appear as
legitimate companies- purportedly in business of financing
small businesses, courier services, printing and so on, and
printed receipts and other documents to deceive the public and
the law enforcement agents.
Anyway, five minutes after you were ushered into Dr Dum’s
office. The office was absolutely gorgeous. A thick rich carpet
and a large cream leather sofa. A beautifully polished mahogany
conference table and green swivel chair. Right besides lay a
table of computers and phones, and fax machines and copiers.
Nested in this office everybody was relaxed and at the same time
highly alert and can perceive an intrusive presence a mile away.
Sitting in the large cream sofa across from the chairman, you
looked straight into the eyes of this old timer who had done
well for himself, outfoxing so many folks. He looked incredibly
calm and equally menacing. And, then the chairman went straight
to the point. “What were you doing in the business center”, he
asked. Typing job applications, you told him. He swiveled his
chair and took a sip of coffee as he gazed at you for 30
seconds. “If you work for me I will change your life” was the
only thing he said. And, he did. These are the kind of influence
and heroes the society produced.
Dr Dum was short and stout. A portly five foot 3 inches, that
looks like a giant midget. But he was also warm and brilliant,
with a wonderful smile. There was no doubt about who was in
charge around him. He was the boss and brooked no foolishness.
Everybody stiffened as he walked by them. And, I would soon find
out the reason- everybody’s protection and fate and future lay
in his hand. Tough and generous at the same time, - he operates
a unique system of rewards that depended simply on pleasing him,
especially with scam successes and loyalty. Even though a sort
of hierarchical arrangement exists, respect or status was tied
to performance. More to the point, career advancement depends on
how many hits you make for your office - your scam prowess. Though, preference was given to the catchers - those who source
the jobs. You could also grab a bit more crumb if do more
domestic chores, you know - do dishes, school runs for the
chairman’s family and so and so forth. I would later understand
also that he had found me computer savvy immediately he entered
the business centre. That, he had also recruited and changed
many lives that way. He himself having being so recruited and
worked his way through the ranks to the top’, Musa revealed.
In the next few weeks, you had listened to other old timer
hustlers tell their stories, and boast about ‘their own thing’-
the ’GUY BUSINESS’. - Its agenda, the rules of engagement, and
the secret of their success. These were experts in different con
games or fraudulent schemes: credit card fraud, bank fraud,
advance fee fraud, investment schemes and, check lowers, real
estate diverters’ and, so and so forth. Many had been
prosperous, commanded prestige and respect in the society. And
these were erstwhile hungry, and unemployed and wholly obscure
individuals, now moderately wealthy men with spouses, and
children and powerful friends. Some of them master forgers, some
‘executors’ and others catchers, with well established track
record of running rings around their victims. They talked about
their life of hustling, the rags to riches story, the things
they have accomplished; the rich lifestyle - magnificent homes
in rich surroundings, the limousines, their beautiful women and
exotic wines. You listened to the gist about the good old times,
and the politicians and judges they had in their pockets. It was
simply mind boggling.
There was also this spirit of camaraderie, sort of brotherhood
in ‘their own thing’. You know: the Cosa-Nostra kind of stuff.
You only talk to people within your circle of trust. People
spoke when they are spoken to. No one talked to the police.
There seems to be also an understanding that no one talks to
people outside the operation. No one discusses business in the
public. But, this was not the old mafia’s rule of omerta, per
se. Just to protect their income.
Time after time, one guy man, after another, made a hit and
celebrated with others under different guises, mostly social
events: birthday parties, marriage, funeral ceremonies and so
on. No one resented another’s quick success. The popular jargon
was ‘turn by turn’. In order words, every one waited for his
time, his lucky break. This sounded more fun and more exciting
than the life of poverty and hopelessness.
Furthermore, they scratch the others back, in a manner of
speaking. People lived on others welfare until they made their
own hits. That’s the kind of perks and privileges that comes
with being a guy man, the luxuries that comes with this ‘guy
businesses’. These little incentives surely help the mafia’s
formula in recruitment drive. You felt it’s your own right to
make money as well. Besides, unlike the typical African
politicians, these guys were responsible for their communities
and were equally loved. The unemployed youths had been sent a
clear message, that doing deals was the fastest way to get
ahead. These were the guys that supplied the habits that the
society has long depended upon.
Your admiration for the guy men grew. These were not school drop
outs and nonentities, they were intellectuals: doctors, lawyers,
engineers and so on. Well educated and creative people, who
could have used their brain to solve scientific problems, build
industries and so on. Men and women, who could have been doing
great exploits, but are instead hustling to feed their families,
all of them victims of a system that provided little or no hope
for legitimate aspiration,. Much as some would like to practice
their professions, they were now proud of what they do. That’s
also the irony of the society that would first, turn people into
hustlers before anything worthwhile.
Now, these men and women believe that they are also players in
the corporate environment, but are only playing by different
rules. They do not see themselves as different from politicians
and other business men in corporate world, who also cheat.
Rather, they see themselves as smart business men, hustlers in
‘guy business’, and guys who live by their wits’. Like many
politicians and business men, success, in terms of money and
social prestige defines their personality. The popular refrain
was that “people have deceived each other since the beginning of
history”.
As you listen to the story behind the story- the reason behind
the guy men operation. How the African ruling class and its
foreign accomplices had frittered away the continent’s
resources. What went on in various governments offices in
Africa. And, then the inner workings of the ‘guy business’,
particularly its enormous potential, you began to think that
this track leads to survival. You know: the shortest route out
of poverty and deprivation. More appropriately you felt that
this is probably the quickest way to grow fat financially. And,
that the price is right, if you got away with it. Then, those
rhetoric’s about morality suddenly begin to sound hypocritical
on empty stomach.
Back to the office, everybody was busy. There was an intense
drive to get rich by all means. Dr Dum, the chairman did not sit
back behind the barriers and grow fat. Having been possibly
schooled in Con game of many kinds, he coordinates all the jobs,
assigns roles and played some. He was always looking for a piece
of action 24/7 and hardly looks away from deals. His business
was out foxing people. He also has no hesitation in making money
in aggressive way. Any time the office made money. “He paid off
the hits, paid off the police and got rich off the balance”.
That was the routine.
As a new recruit, you began to learn the tricks of the
operation, the rules of engagement and so on. First, you were
briefed on the basic details of the ‘Business’. And, you start
by running errands, then writing scam letters, and then you
start taking phone calls: often there was bank of phones labeled
under different institution they imitate. You have got to know
what to say to every caller. There are also some basic rules of
engagement, you must know. Others are made along the way. Then,
you gain the confidence and learn the basic tools of persuasion
to see negotiations through. You become an ‘Executor.’ Or maybe
wound up a catcher. Make some hits. Everybody starts to respect
you. Suddenly, you became ‘the peers of other celebrities you
had once admired’.
It was something like this. At first, you played it as a
survival game. As you take your first step into the arena, you
were naïve, jittery, overwhelmed with emotion of fear and sense
of guilt. But, as time goes on, you grow bolder as you gain more
experience and had more successes. And, then you start enjoying
the game and its outcome.
You listened to the stories how they ferried their victims
across Africa. The frequent snatching a gang’s visitor by
another. How immigrations are paid at the various airports to
prevent others from poaching on your territory- snatching your
victim, bribes to officials, banks which shuffle money for the
guy men and keep the business going. Even, some top bankers and
managers who are paid as consultants by the guy men, but who are
actually informant, and the cooperation between criminals,
politicians and the law enforcement. How they fake alibi setting
up schemes and moving to other places. ‘So that if it
was ever necessary, people could testify that he had been away
just about the time the job was pulled. It would be hard to pin
him down on any exact time’.
Over time, you know more about: moles inside many organizations.
Hotel staffs that are paid, to keep quiet or turn their eyes the
other way while mugus are ‘roasted’ - people are duped. The deep
penetration agents in many organization, law enforcement and so
on. You learn of domestic servants, across the globes that are
potential accomplices. Who trade information to the guy men. How
mail fraud work to the extent that the mail system tolerated it.
The role played by the some elements in big couriers DHL, FEDEX,
and UPS etc, and non reversible money transfer outfit as western
union, money gram and so on, who assists in mail order and check
fraud. You know, the guy men provide business for the big
couriers and therefore not in their interest to crackdown on
them. You know about the moles burrowed deep inside post offices
that divert important financial instruments to the guy men. For
example, pilfering letters was the mail boys’ sideline. Every
guy man knows that’s how they earn most of their living.
Here is an important tip:
The African guy man knows how to find something of value in
seemingly obscure sources, something beyond the imagination of
ordinary folks, something no one else sees. He knows how to pan
for the precious nuggets of information from seemingly worthless
papers. Tiny details, properly pieced together could unlock
untold wealth. He knows that often, these good stuffs come from
ignored places. So he spends more time and resources building
relationships with those in the lowest rung of the social
ladder. You know, courting people who don’t even realize they
had access to important secrets. Those who have the key to gold
mine but did not know it- domestic staff - House keepers,
nannies, drivers, mail boys and so on. Through these poor folks
he enters into the world of those own the gold. He attends to
their personal and family needs- hospital bills, school fees,
utility bills etc, while fishing for seemingly worthless tips mails from real estate agents, bank statements, business and
personal details of their respective employers or bosses. Such
materials and information he knows from personal experience
could lead to vast fortune. He knows what to do with the gold he
finds and how to sort the wheat from the chaff and how to
‘extract the precious from the worthless’.
And this is one interesting secret that hardly receive public
attention. Many sales girl, secretaries, flight attendants,
ticket staff, stewards, shop clerks, baggage handlers, cooks,
office clerks, janitors, vendors, inn keepers and so on and so
forth, are agents of some crooks. Although, the presence of that
Asian, Caribbean and African waiter in the major London or New
York’s super market and hotel may seem innocuous, but, beneath
the veil may be a well programmed or briefed crook and plant,
through which series of information - credit card, property, and
banking details etc., of unsuspecting victims flow to the well
structured fraud operation . From Beijing to New York, from
London to Dubai and remote areas of Johannesburg, they make
things happen. Their real job is information trading. That’s why
they took the job, and the infiltration of many more
organizations seems on course. Many are tutored on such covert
jobs as, secret installation of devices unto the hardware of the
target computers and phones. Once installed it allows the guy
men to encrypt files and capture individual keystrokes as
passwords, thus unlocking the most sensitive financial details
of the most wary organizations and individuals.
Another example: That girl in the shopping mall that spoke in
courteous, gentle manner could be a mole. She can swipe your
credit card and return it to you. After you have chosen your
purchases, you went up to the counter or cash register and hand
over your card. With a cheerful smile and your card on hand, she
tries to show you another interesting item or accessory at one
end of the shop, she thinks you may also like. Well, that’s to
distract you long enough to make quick copy of your credit card.
Simultaneously, she pretends to drop your card on the floor by
accident and then immediately picks it up. Unknown to you, there
is a tiny copier of wallet size under the register, which she
jammed your credit card and quickly scan it. A week later, you
discover your money is gone. These moles are loyal to their guy
men paymasters.
In a nutshell, numberless secret contacts were retained by the
African guy men in various organizations. Many Asian and the
African guards- men and women, who occasionally traded small
talks in banks, large super markets, airports, hotels, and other
corporations, also traded information. Some are deep penetration
agents and data gatherers, who supply the information that help
to sustain the guy men operation and ensure steady stream of
money for the syndicate, and the figures are really big.
Often, it may not even be a direct contact. May be, by getting
acquainted with somebody who knows somebody who has access to
the information they needed. And the job of these insiders is
risky but equally lucrative. This is because, often the guy men
get-off, while these moles get cut, may be wind up looking for
jobs or spend quality time in jail, eating junk. The African
mafia pays 10% of profits to an insider who provided the gang
with the information through which they prosecuted deals. That’s
the standard reward pattern for engagement.
There is another interesting secret that hardly receive public
attention. The guy men prefer operating incognito, without a lot
of hoopla and publicity. Playing big in over 20,000 offices in
more than 200 countries, from where they coordinate global
attacks, the African guy men remain obscure, operating in the
shadows. This operation that began with advance fee fraud has
expanded to include over 100 schemes. Yet, a few outside the
fold know they exist. Others underestimate them. They like to
keep it that way.
The next wrong assumption is that the guy men enjoy making money
with minimal effort, just by sending out few correspondences and
picking up the phone, sit back wait for money to come in. Or
rather make as much money with as little efforts as possible.
That’s not true. The guy man profiles his target before making
any major move. Like everyone else in the corporate world, he
researched and analyzed his mark - Maybe in their way. In
advance fee fraud for instance, he has a way of finding out his
target’s weaknesses and strength- how much he is worth, how
desperate he is and his willingness to spend money. Just one
example, if you are reluctant to originate calls or pay for
calls, you are stingy, broke or not vulnerable. No real guy man
wastes his time with such people. That’s why he manipulates you
into phone conversation instead of email and insists on your
making the calls.
98
Contrary to certain opinions, the guy man does not practice
magic but dedicates time and energy, analyzing every move he
makes. He is always planning several moves ahead. If there is
anything that makes the Guy man successful, it is the amount of
thinking that he does. Every action that he takes is an
expression of the extent of his previous thinking and this gives
him a psychological edge over his target.
Musa said the guy men are not violent. They are professionals,
the real wise guys. “They make deals. They don’t seal deals with
guns. The advance fee fraud for instance, is not ‘your signature
or your brain on the contract’ stuff. They make you an offer
you hardly refuse in subtle way. Often, you were given a choice
of at least’ vanilla or chocolate’. Either way, it is money to
the guy men.
Another important secret the guy men keep out of the public is
its infiltration and operation in the various social networks.
You know, people unknowingly live too much information with
various social networks just they do in other corporations,
especially the big supermarkets. The guy men also know how to
find gold in this gravel. Up till now members of these forums
hardly know the kind of information that’s needed to get at them
– skim their credit cards, bank deposits and steal their
properties and so on. Or that these profiles give the guy men an
idea of the kind of bait individuals would like to bite on. They
as well like to keep it that way.
Also very interesting is the role of catchers. There are tens of
thousands of them online and offline. A large facet of any
catcher’s success is in building the confidence and trust that
will help to tighten the noose around a prospect or victim. Put
differently, he was used to soften the target. And perhaps
create an air of respectability that’s why the catcher is
upfront with the titles. If the prospect believes him, it makes
things easy for the,***************************************** ******************************************************************************************************************************************************************************************
Complete version of this story is contained in the book, African Mafia: Global Message on Fraud. Available @ http://www.african-mafia.com/ and www.globalaction247.comCHAPTER 4 TRICKY WAYS OF DFRAUDING OVERSEA BANK ACCOUNTS
HOW THEY STEAL FROM YOUR OVERSEA BANK DEPOSIT
THEY WILL WIPE YOU OFF: READ ON!
Method 1
Many Asians, Arabs and Africans in Diaspora - politicians,
professionals, business men, army officers, and expatriate
workers and so on, are losing large sums of money and oversea
properties to the guy men on daily bases,……………… through mail
hijacking - account statement and correspondence from real
estate agents. The complete stories
General Fayez Hamdi of the Saudi Arabian army was amazed when he
found out that his account in a bank in the UK had been
defrauded to the tune of $1million in three weeks. First, the
transfer authority bore his signature. Next, some of the
transfers were made against invoices. While he still was
pondering over the incident. Something else happened. There was
a sudden change in appearance of his steward Khalid Mohamed, as
he dressed in expensive clothes, shoes, wrist watches, along
with increase in confidence. It was clear he was living above
his income.
Suspecting a connection between this change in fortune and his
missing money, he quietly invited the *******************************************************************************************************************************
Method 2
THESE AGENTS ARE LOYAL TO THEIR GUY MEN PAYMASTERS. (INSIDE JOB)
AN INDIAN SIGHN KUMAR GOT HIS BANK ACCOUNT WIPPED OFF IN
(‘MGBAGBU’) BANK FRAUD
When Prince Greg Emeka (not real name) and his gang received
bank statement of account through a postal boy, they knew
immediately the money belonged to them. It was only a matter of
time for them to clear the deposit. But first, they needed to
build the profile of the real account owner, so that even if the
bank becomes suspicious and decides to verify the transactions,
they already have the data needed to pass the bank’s security
checks. It would have been easier if he was targeting a fellow
national, but now his target was an Indian expatriate in one of
the African countries. So they would need to pick up******************************************************************************************************************************************************************************************
Having known the bank’s security questions that would help them
in precise research. They called in the postal boys who went to
work and obtained the information within two days, through their
usual channel. Armed with the details, the chairman, Prince Greg
Emeka, with a strange and fake accent placed a call to the
customer service of the target’s bank in New York, posing as********************************************************************************************************************
Before leaving the phone, he requested the bankers name and made up a touchy story of fire accident in his house which elicited sympathetic response from the banker. As an experienced crook, he understood the need for this kind of rapport between bankers and their customers which would be helpful when issuing transfer or payment instructions.****************************************************************************************************************** Usually the gang obtains signatures and personal details of
their victims from***************************** However, two conflicting signatures of the owner had been collected from the passport office and company******************************. And, the gang was running out of time.
To obtain the exact format of the account owners mandate or
signature directly from the bank, Emeka, again called the
banker requesting them to******************************
TABLE OF CONTENTS
CHAPTER 1: The African mafia: dangerous relationship on line
CHAPTER 2: Stalking his victims: members of face book, my space, twitters and others as targets
CHAPTER 3: Latest fraud attacks on social network participants: low hanging
CHAPTER 4 How the guy men would wipe you off with intercepted emails and postal mails - statement of accounts!. Read on!
CHAPTER 5: Real estate - mortgage frauds: sale of Frederick Weahs family home without their knowledge
CHAPTER 6: Swindling of businesses (contract scam)
CHAPTER 7: Conversation with Dr. Joe Musa, a veteran african guy man
CHAPTER 8: Guy men in money washing magic also known as “come and carry”
PART 2.
CHAPTER 9: African mafia in credit card fraud - the guy men strategy
CHAPTER 10: A typical ponzi scheme that targets members of social networks
CHAPTER 11: The naïve Americans and the guy men
CHAPTER 12: Advance fee payment tricks
CHAPTER 13: Categories of victims
CHAPTER 14: The African mafia; structure and office organization
CHAPTER 15: The chairman – God-father equivalent
CHAPTER 16: The African guy men - life style
CHAPTER 17: The African society and their attitude to the African mafia
PART 3.
CHAPTER 18: Other fraudulent schemes
CHAPTER 19: Reasons behind the operation - conversation with Dr. Joe Musa
CHAPTER 20: The African mafia – faces behind the mask
CHAPTER 21: The internet factor and the expansion of the operation of the new generation of guy men
CHAPTER 22: How the Guy Men take Advantage of their Target
CHAPTER 23: Understanding advance fee fraud and the progression of the guy business
CHAPTER 24: The African mafia in pyramid schemes
CONCLUSION.
Dealing with the Global Scam
APPENDICES.
Appendix 1: General Warning
Appendix 2: Why the Guy men succeed in Bank fraud
Appendix 3: Bank of America Phising Mail
Appendix 4:
Appendix 5: Scam Jargons
